Working Capital & CC/OD Limits in Mumbai
New cash-credit and overdraft limits, renewals and enhancements for traders, manufacturers and service businesses across Mumbai and the MMR.
How it works
- KIRA works out your drawing power from stock, debtors and creditors, the way the bank will.
- Up to ₹5 crore turnover, working capital is typically assessed at 20% of projected turnover.
- Renewal due? We check your conduct, stock statements and charge so the renewal goes through first time.
- TReDS and invoice discounting for businesses selling to large buyers.
Common questions
My CC limit renewal is due — what do I need?
Audited financials, latest stock statement, 12 months of the CC account statement and GST returns. KIRA flags gaps in minutes.
Can I get a higher limit?
If turnover has grown and conduct is clean, an enhancement is often possible. KIRA shows the eligible limit from your numbers.
Serving Andheri, Bandra, Goregaon, Malad, Kandivali, Borivali, Powai, Kurla, Chembur, Ghatkopar, Mulund, Thane, Navi Mumbai, Vashi, Bhiwandi, Vasai and South Mumbai. BizOS is a BISFIOPS Private Limited brand. Rates and timelines are typical ranges, not offers; final terms are set by the lender.