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Everything BizOS advises on

One consented company profile, matched across every route to capital — and every place the surplus it creates can go.

Business Loans for Indian MSMEs Term loans, cash-credit limits and refinancing for Indian MSMEs — arranged through banks, NBFCs and private credit funds after a real read of your financials. Working Capital Finance India Cash credit, overdraft, invoice discounting and purchase finance — arranged so growth is not funded out of your own delayed receivables. MSME Government Schemes India CGTMSE, PMEGP, SIDBI and MUDRA can carry a large part of your funding — if someone maps your eligibility and carries the paperwork through. CMR Report & CIBIL MSME Rank Check for Companies CIBIL MSME Rank (CMR) ranks a business from 1 to 10 on the likelihood of default. Lenders read it before they read your pitch. CIBIL Report & Credit Score Check for Directors and Promoters Lenders underwrite the people as much as the company. Director and promoter credit reports are pulled on every serious file — always with written consent. Equity Investment & Growth Capital Growth and minority equity from funds, angel networks and family offices — introduced from a consented, desk-reviewed file rather than a cold deck. Pre-Leased Property & Fractional Real Estate Investment India Pre-leased Grade-A commercial assets, fractional ownership and marquee residences — income from day one, appreciation over the hold. Managed Farmland Investment India Professionally managed agricultural land and farmhouse estates — harvest income, long-horizon appreciation, and a use for the family beyond the spreadsheet. Personal & Promoter Loans Personal and promoter borrowing arranged and, more often, restructured — because expensive personal debt is what drags an otherwise fundable company file down. Business Partnerships, Joint Ventures & Channel Introductions India Vendor, distribution, technology and joint-venture introductions matched to your sector, capacity and order book. Wealth Solutions India PMS and AIF mandates, listed equity and company stocks, bonds, sovereign gold and structured products — assembled around your liquidity, not a product push. Business & Promoter Insurance Key-person cover, credit insurance on receivables, asset and liability protection, and promoter life and health — placed through IRDAI-licensed partners. AI in Investing, Lending and Credit Assessment AI is how a small desk serves businesses in seven languages, reads documents in seconds and matches a file against hundreds of funding sources — not a substitute for judgement.