Compounding needs continuity
Key-person cover, credit insurance on receivables, asset and liability protection, and promoter life and health — placed through IRDAI-licensed partners.
Key-person cover
Most MSMEs are one person deep. Cover is sized on the enterprise value that person carries, so a sudden loss does not take the business and the family down together.
Credit insurance
Receivables protected against buyer default — which also makes the order book more bankable as collateral, occasionally improving lending terms enough to pay for the premium.
Asset and business cover
Plant, stock, property, marine and liability, reviewed annually against what the balance sheet actually holds rather than what it held five years ago.
Promoter life and health
Personal protection and estate liquidity, so heirs are not forced to sell an illiquid asset at the wrong moment to settle obligations.
Start with a funding-readiness profile
Register your company once. The same consented profile is matched across lenders, investors, government schemes, partnerships and investment routes — and assessed on your CMR rank and director CIBIL records.
Questions we are asked
What is key person insurance?
A policy owned by the business on a critical individual, sized on the enterprise value that person represents, so the company can absorb the financial shock of losing them.
Does credit insurance help get a loan?
It can. Insured receivables reduce the lender's risk on book-debt-backed limits, which sometimes improves the drawing power or pricing available to the borrower.