Composing the surplus the business creates
PMS and AIF mandates, listed equity and company stocks, bonds, sovereign gold and structured products — assembled around your liquidity, not a product push.
PMS and AIF
Discretionary portfolio management for concentrated, research-led equity exposure, and Category I, II and III alternative investment funds for private credit, real assets and long-short strategies. Minimum tickets are regulated — ₹50 lakh for PMS and ₹1 crore for AIF.
Listed equity and company stocks
Direct equity positions in listed companies, index and thematic exposure, and pre-IPO or unlisted shares where suitability and lock-in are properly understood.
Fixed income and the anchor
Bonds, sovereign gold instruments and short-duration debt form the ballast that lets the rest of the portfolio take risk without threatening the family's liquidity.
How the mix is decided
Business cash-flow volatility first, then liquidity needs, then horizon. Allocation follows the enterprise, because for most promoters the company is already the largest position in the portfolio.
Start with a funding-readiness profile
Register your company once. The same consented profile is matched across lenders, investors, government schemes, partnerships and investment routes — and assessed on your CMR rank and director CIBIL records.
Questions we are asked
What is the minimum investment for PMS and AIF in India?
SEBI mandates a minimum of ₹50 lakh for Portfolio Management Services and ₹1 crore for Alternative Investment Funds.
Should a business owner invest in stocks or reinvest in the business?
It depends on the return on capital employed in the business versus market alternatives and on concentration risk — most promoters are already heavily exposed to their own company, which argues for diversification of surplus.